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Insurance Claim Process

Your first instinct should be to contact your insurance company to begin the insurance claim process.

Filing a claim is super easy and can be done either by phone or online. The insurance company’s claims department toll-free telephone number should be listed on your “Proof of Liability” insurance card. They will ask for:

  • Policy Number
  • Year, Make, Model, and Vehicle Identification Number (VIN) of your Hail Damaged Vehicle(s)
  • Date and approximate time of the Hail Storm
  • Address or Nearest Cross Streets where the damage occurred
  • And finally, the area of the vehicle that was damaged (usually all over the Vehicle).

Your insurance will generate a claim number associated with the hail damage loss. If they don’t offer to give you a claim number, ask for one. This number is very important for repair facilities and rental car companies.

We work with all insurance companies and have good relationships with local agents.

Claim Categories

Many people are hesitant to file a claim for fear of their insurance policy costs going up. Insurance companies classify claims into two different categories: (1) Collision, and (2) Comprehensive.

Insurance will not cover hail damage if you have liability-only coverage. Hail damage is a comprehensive claim and is considered an act of God. Acts of God will never raise your individual insurance rates.

Damage from two hail storms can total a car that could have withstood one hail storm, with repairs in between. You do NOT want to wait for the next hailstorm to hit before getting your vehicle repaired.

Do you need help meeting your deductible amount?

We can help you cover it!

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