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You may have heard of an “Act of God” when talking about an insurance claim that has to do with a natural disaster. But what is considered an Act of God to the insurance company? Why is it a clause you should understand, if most of your insurance policy is full of clauses you vaguely

  Take it from me, the Do-It-Yourself queen, that dents on the doors of your vehicle are not the time or place to adventure into a new DIY project. No shame to those of you who have tried to repair door dings by yourself. I applaud you if your attempt was successful, and I feel

What is PDR?  PDR is the accepted abbreviation for ‘Paintless Dent Repair’, sometimes known as ‘Paintless Dent Removal’. This is a repair method used in the auto body industry to repair dents, door dings, and most often, hail damage on vehicles. It is the preferred method of insurance companies to repair your vehicle after a

What does it mean when my car is declared a total loss?  Accidents happen. Weather events happen. You have insurance, so you’re covered (Spoiler alert – next week I’ll go through the different kinds of insurance there are and what they each cover, so stay tuned for that!). But what happens when your vehicle is

Sweet Summertime brings Hailstones in Storms Summer is so exciting. The sunshine is out, the weather is warm, and those summer rainstorms are so needed and refreshing. As a kid, when those rain storms turned into thunderstorms, I was always mesmerized by the sky. To me, there is nothing better than sitting on a porch

Hail storms are a natural phenomenon, and can be seriously disruptive to your property like the roof of your house, or your vehicle. Outside of Colorado, Wyoming, Texas, or Nebraska you won’t see hail storms on a normal basis in the United States. If you do happen to find yourself caught in a hail storm